Available services

The Identity Hub services you use to perform an identity check are:

ExecuteRequest - use this service to execute a process configuration to perform an identity check

The process configuration must have been previously defined within Identity Hub. Typically your Experian consultant defines these for you using the graphical user interface.

FindProcessConfiguration - use this service to list the process configurations that you can use to perform an identity check
ListFieldOptionality - use this service to show what information you must supply in the ExecuteRequest service for a specified process configuration. This shows what fields are mandatory, optional and not needed.

Data validation services

The services you can use to help you get and validate the data needed to run a process configuration are:

BWValidate - use this service to check that the account details are in the correct format and could exist
BWValidateIBAN - use this service to check the IBAN is in the correct format. This service also returns the BBAN details which you can then supply as part of the identity check
ExecuteQAGetAddress - use this service to format the address details
ExecuteQASearch - use this service to search for address details.

Bank data retrieval services

You use the bank data retrieval services to retrieve data specific to a bank, branch or account. The data types and the data available is determined by the details you are checking. Some of the data is only valid for specific countries; for example, Faster Payments is United Kingdom only and SEPA data is European Union countries only.

To request this data, you must supply a data access key. The key is returned when you perform a successful validation and is only valid for a finite amount of time. The data access key contains all of the information needed to perform the data lookup.

The services you can use to retrieve bank data are:

BWGetAdditionalData - use this service to retrieve the additional branch data, such as alternate name
BWGetBranchData - use this service to retrieve the branch name and address
BWGetCountries - use this service to list the countries supported by Bank Wizard
BWGetCountryInput - use this service to retrieve the input details for each country
BWGetFasterPaymentsData - use this service to retrieve the Faster Payments data. This data is only available for United Kingdom accounts
BWGetSEPAData - use this service to retrieve the SEPA data
BWGetSWIFTData - use this service to retrieve the SWIFT data.